This is not a very good question from an academic perspective, and some experienced investors may frown on my article when they read the title. But since I'm asked it so often, that makes it a great question.  A 401K and an IRA are not investments.  They are tax privileged accounts that you, or sometimes [...]

Have you ever wondered what you’ve been saving all your hard earned money for? You probably answered with the obvious—retirement. But let’s be more specific; what is retirement? What does retirement mean? Does it mean quitting your job and spending the rest of your life on a golf course? I doubt you’d be golfing long [...]

I was recently interviewed by John Marx of Copsalive.com. We met on the internet and have stayed in contact ever since. John is a real interesting guy. He is a retired cop who has created a business that helps cops deal with the many unspoken dangers of police work--suicide, alcohol and drug [...]

In the past six months I have taken an active interest in learning about various social media programs.  My original intent was to promote my financial planning business but it has evolved into much more.  There is no question that social media such as Linked In, Facebook and Twitter have become excellent tools for business, [...]

If you are going through a divorce you will experience many different emotions; fear, anger, resentment and distrust are just a few. All of these emotions can wreck havoc on your finances. You will be making major financial decisions while your emotions are influencing your choices. The decisions you make during a [...]