Our Financial Services
Comprehensive Annual Retainer Program
This program is the Cadillac of financial planning services. It's not for everyone but if you are eligible, it is the solution that will help you achieve the life you have always wanted.
Our retainer clients get:
- 6-10 meetings during the first year where we review all aspects of your finances
- detailed customized plans to reach your goals
- integration of all components of your financial plan
- unlimited access to us for any of your financial needs
- full support and liaison with law enforcement if you ever become a victim of identity theft
Comprehensive Cash Flow and Budget Analysis
Most budgets can be revised to help you reach your goals. Typically clients are surprised to discover they have room for things they really want and need.
Investment Portfolio Management
Your portfolio needs to be created to reflect your unique goals and individual risk preferences.
Insurance and Risk Management Analysis
We will look at your present insurance coverage and assess potential risks in the following areas: life, auto, health, homeowners, umbrella, and disability insurance. We may make recommendations for changes or additional coverage based solely on your needs.
College Planning
You have several investment options to pay for the college education of your children or grandchildren. The best choice for you will depend on the ages of your children, your other needs.
Retirement Planning
We will forecast anticipated retirement scenarios to make sure your savings and investments will prepare you for retirement. When you start early, even small changes can give you a more comfortable retirement. It's never too late: you can always take steps now to enjoy a happier, more care-free retirement.
Estate Planning
Your investment plans can be affected by the way you plan to divide your assets and provide for your loved ones after your death. We also help you make sure you, not the state, will decide who will be appointed as guardians for your children. We will review your current documents and discuss potential options for changes before you meet with your attorney.
Tax Planning
We will discuss proactive, lawful strategies to reduce your tax liability as much as possible. We will also analyze past tax returns to find areas of additional tax savings and prepare amended returns, if necessary.
Tax Preparation
This optional session includes preparation of your federal, state, and local returns.
Business Planning
If you own, or are considering starting your own business, we help you think through the tax and other financial issues central to its success. We help you enhance cash flow by managing deductions and receivables.
If these services are what you are looking for call (805) 722-2942 to set up a free consultation.
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