Archive for the 'Financial Planning' Category

How much is your life worth? Part II

Tuesday, August 10th, 2010

In my last post I suggested that the hourly wage your employer exchanges for your life is worth far less than you think.  In this post I’m going to help you get a better handle on what that number really is. To correctly estimate how much you’re worth per hour, you need to first calculate [...]

How Much is Your Life Worth? Part I

Monday, June 28th, 2010

Have you ever wondered how much your life is worth? I’m not talking about your net worth, which is the value of everything you own minus your debt.  I mean how much you’re trading your life, in exchange for your employer’s money?  Strange idea, isn’t it?

Paying for College: Beyond Student Loans

Sunday, November 1st, 2009

Talk to a parent about paying for college, and chances are you’ll soon be discussing student loans. But your options go far beyond borrowing at the time your child enters school. Numerous possibilities are available to save in advance of college and to win scholarships.  What’s your best college savings option?

Good Money Sense in an “I Want it Now” Society

Sunday, October 25th, 2009

My six-year-old niece asked for an iPod this past Christmas.  Not some kid-sturdy version of a portable CD player, not an MP3 player, but specifically an iPod.  She didn’t get it (thanks to my sister-in-law’s good sense). But the fact that she knew to ask for it-an expensive name-brand electronic device-astounded me.

Is the Complicated, Simple? Financial Planning made easy in Santa Maria, CA

Monday, October 19th, 2009

Have you ever gone to the doctor, auto mechanic or other professional and left their office more confused than when you walked in?  Last week I met with a new attorney for a consultation.  Between our two businesses, we have five different lawyers we use for various purposes.  I’m not particularly pleased about that, but [...]