Archive for the 'Financial Planning' Category

How Much is Your Life Worth? Part I

Friday, August 28th, 2009

Have you ever wondered how much your life is worth?  I'm not talking about your net worth, which is the value of everything you own minus your debt.  I mean how much you're trading your life, in exchange for your employer's money?  Strange idea, isn't it?
This will be no surprise to you, but life isn't [...]

What’s a Better Investment for Retirement; 401k, IRA, Stocks, Bonds, CD’s or Mutual Funds?

Saturday, August 8th, 2009

This is not a very good question from an academic perspective, and some experienced investors may frown on my article when they read the title. But since I'm asked it so often, that makes it a great question.  A 401K and an IRA are not investments.  They are tax privileged accounts that you, or sometimes [...]

Local Financial Advisor Joins Leading National Organization

Friday, July 3rd, 2009

ARLIGHTON HEIGHTS, IL, Chuck J. Rylant of C.J. Rylant Wealth Management in Santa Maria, CA has been accepted for membership in the NATIONAL ASSOCIATION OF PERSONAL FINANCIAL ADVISORS (NAPFA).

Membership in NAPFA is granted only to Fee-Only financial advisors who are paid directly by their clients. NAPFA members receive no commissions or other rewards for selling [...]

What’s Your Number?

Tuesday, June 16th, 2009

Have you ever wondered what you’ve been saving all your hard earned money for? You probably answered with the obvious—retirement. But let’s be more specific; what is retirement? What does retirement mean? Does it mean quitting your job and spending the rest of your life on a golf course? I doubt you’d be golfing long [...]

Are You Living the Stress Free Life You’ve Always Wanted?

Wednesday, May 20th, 2009

Just about everyone that comes into my office has the same concern, but rarely do they know what it is.  They frequently ask about retirement plans, taxes, life insurance, debt reduction or any number of other “financial” topics.  But when I probe deeper, I find that what they’re really after is [...]