Talk to a parent about paying for college, and chances are you'll soon be discussing student loans. But your options go far beyond borrowing at the time your child enters school. Numerous possibilities are available to save in advance of college and to win scholarships.  What's your best college savings option? Most ACA advisors follow [...]

My six-year-old niece asked for an iPod this past Christmas.  Not some kid-sturdy version of a portable CD player, not an MP3 player, but specifically an iPod.  She didn't get it (thanks to my sister-in-law's good sense). But the fact that she knew to ask for it-an expensive name-brand electronic device-astounded me.  Maybe it shouldn't [...]

Have you ever gone to the doctor, auto mechanic or other professional and left their office more confused than when you walked in?  Last week I met with a new attorney for a consultation.  Between our two businesses, we have five different lawyers we use for various purposes.  I'm not particularly pleased about that, but [...]

In my last post I suggested that the hourly wage your employer exchanges for your life is worth far less than you think.  In this post I'm going to help you get a better handle on what that number really is.
To correctly estimate how much you're worth per hour, you need to first calculate how [...]

Bonds called Treasury Strips have buttressed many portfolios during the recent stock market downturn. As fear replaces greed as the driving force in the market, panicked investors are seeking safety, and one of the safest investments is a U.S. Treasury bond. Investors compete to buy these bonds, driving up their price. This is normal when [...]